First, the USAA Cashback Rewards Plus American Express is for military families who want to take advantage of cash back bonuses for gas and military bases. Up to a $3,000-a-year spending limit, these purchases earn 5% in cash, a very hard rate to beat. Off-base, or after reaching the spending limit for those 5% of purchases, this is also a good card that you can use for food. Food purchases receive 2% in cash, a rate that offers the best cash back cards, which offer a package for all purchases, although some cards that offer staggered rewards offer more cash for supermarket expenses. You are not a member of the USAA. If you are not qualified for an USAA membership, you must find another card. However, the good news is that if you meet certain requirements, an USAA member is free. You can, among other things: USAA® credit cards are no longer available via CreditCards.com. Check out the best credit card deals for the military to find other deals for you.
The regular APR of this card (11.40% – 27.40% variable) is a few points less than the U.S. Preferred Cash Rewards and there is a sign-up bonus for this one. USAA credit cards are not the best choice for everyone. Here`s why you can consider another card: almost everyone who is a member of USAA qualifies to apply for a credit card. Heads up that if you are under 21, you cannot request a card over the phone – you must advertise online or in person. Here is who is qualified to be a member of the USAA: I ordered from a company and was sent the wrong product. I returned the fake product and the company refused to refund me. I filed a complaint with USAA and it was rejected, even though I did not receive the product I ordered. They robbed the company of nearly 400 of me. Don`t get this card. They don`t have protection as a customer and they don`t care when a company tries to screw you.
USAA was once a good company that looked after its customers, but that is no longer the case. They are no longer cheaper or better than the other companies out there. I wrote a complaint to the executive communications email, but I don`t think any effort is being made to correct the situation. The USAA Cashback Rewards Plus American Express Card is not one of our best cash back credit cards. You can find our list of the best cash back credit cards for what we think are better options. This product is a direct cash back card and offers 1.5% return on all purchases, no annual fee and APR (13.40% – 27.40% variable). There are also no foreign transaction fees. This card has no annual fee and earns 2X points for gas and food, unlimited.
The USAA Rewards Visa Signature also offers 2,500 points when you make your first purchase.